Eligibility Criteria to make the PMAY Beneficiary List
The Pradhan Mantri Awas Yojana was introduced
in 2015 with an aim to build 20 million houses by the end of March 2022. This
central housing scheme primary facilitates individuals belonging to the
Economically Weaker Section, Lower Income Group, and Middle Income Group of the
society by offering home loans with subsidized interest rates.
As a borrower, if you want to avail a home
loan under this government
scheme , you need to meet the demands of the eligibility criteria to make
it to the PMAY beneficiary list.
Eligibility criteria
of PMAY
Homebuyers can make the PM Awas Yojana list if
they meet these conditions –
- Applicants who already own a pucca house in any part of India are not eligible for this housing scheme, even if their family member owns such a property instead of the PMAY applicants themselves.
- Applicants who have already availed a subsidy scheme initiated by the Central or State Government of India are not eligible for PMAY.
- Existing applicants of PMAY are not eligible to avail the services of this housing regime.
- A residence purchased under PMAY is required to be constructed within 36 months of the home loan disbursal date.
Hence, on meeting these terms and conditions
applicants will be able to check their names on the Pradhan Mantri Awas Yojana
beneficiary list. Homebuyers can also opt for a simple online application to register
for this subsidy scheme.
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